It Doesn't Make Cents
It Doesn't Make Cents
Should you bust your butt to maximize your earning potential?
0:00
Current time: 0:00 / Total time: -37:17
-37:17

Should you bust your butt to maximize your earning potential?

No, you don't have to be "productive" all the time

We’ve talked a lot about hustle culture and the grindset bros and girl bosses who drive the narrative that time is money and you must be productive all day, every day. But is being a workaholic really the way to make all the money?

In this episode, we discuss how you don’t always have to be productive and how sometimes it’s okay just to do something because you enjoy it and not because it makes you money.

Topics covered in this episode on finding time to NOT be productive

  • The “time is money” concept and the reality behind exchanging time for money

  • “Passive” income and what that means

  • The horribleness that is feeling that you have to monetize everything you do

  • Why you don’t have to “maximize” your time to be successful

  • The fact that minimum wage workers often work harder than others and the reality that many people need side gigs to survive

  • Tips for breaking out of the productivity trap

  • Understanding “enough”

  • Using values-based spending to require less

  • How to use self-care effectively without breaking the bank

Sources used for this episode on sticking with your “real” job

Our financial resource

Consider checking out our friend Kara’s website Bravely Go. She talks a lot about sustainable finance, values based spending, and taking care of yourself in this late-stage capitalist hell. Also consider reading the book Laziness Does Not Exist.

Discussion about this podcast

It Doesn't Make Cents
It Doesn't Make Cents
Are you REALLY doing money wrong? Good news: you aren’t doomed to a lifetime of financial failure because you aren’t saving to buy a house, buy a TV with a credit card, or have student loan debt. Get away from all the “supposed-tos” and stop beating yourself up over perceived mistakes. Sarah Li-Cain, AFC® and Miranda Marquit, MBA, are ready to debunk prescriptive money rules and inject a little nuance into your financial life.
This season, we’re talking about the common misconception that debt is ALWAYS bad. We’ll dive into ALL THE THINGS. You don’t have to pay that mortgage off early. Go ahead and finance that car. We’ll also tackle the controversial aspects of debt. How much social debt are you carrying around? Are you really immoral if you have your student loan debt forgiven? We promise corny jokes alongside a whole lotta facts. We might even rant a little. Plus, we’ll show you how to use what you’ve learned to get your money to work best for YOU—no matter what some finance bro says.
Let’s talk about how money might not be what you think—and how you can use it to create the life you want.